Investing isn’t just for rich people.
My Beans gives you free financial education — and $100 to open your first investment account. No catch. We’re a nonprofit, and our only goal is to help you build wealth.
Donate Apply as a Student🌱 The Problem We’re Solving
School never taught you how money works. Not how to use credit responsibly. Not what compound interest does. Not that investing is something you can — and should — do even if you don’t think of yourself as “an investor.”
My Beans exists to fix that. We’re a nonprofit on a mission to democratize investing: free, vetted financial education for anyone, plus real seed money to get started.
🌱 How It Works
Learn — free
A 5-week course: money mindset, budgeting and debt, investing basics, and getting started. Short videos, quizzes, no jargon.
Graduate
Finish the course and prove you’re ready.
Get $100
You’ll receive $100 in seed capital to open your first investment account — yours to invest, not to spend.
Keep going
You’ll set up automatic investing, join our community, and get matched with a mentor. Small habits, big future.
🌱 The Kickstart Investment Program
The heart of My Beans. Every student who completes our course will receive a $100 restricted grant — it can only be used to open an investment account with an established platform. We’ll guide you through setup, help you turn on automatic investing, and check in at 30, 60, and 90 days.
🌱 Trump Accounts: Free Money, Your Hand on the Wheel
Starting October 1, 2026, the federal government is auto-enrolling millions of children in Trump Accounts — tax-advantaged investment accounts for kids, including a potential $1,000 government seed deposit for eligible children.
Our position is simple: don’t say no to free money — but don’t hand over the steering wheel either. An account you don’t know exists, can’t access, and don’t understand isn’t working for your family. It’s just sitting there on someone else’s terms.
My Beans puts you in the driver’s seat:
- Find out whether your child has been enrolled — and how to access the account
- Claim the $1,000 seed deposit — it requires a separate IRS election (Form 4547) and is NOT automatic
- Understand your options — accounts start in a default fund; we’ll explain what that means and what choices exist, in plain English.
- Add your own money — families can contribute, and we’ll show you how to automate it
- Learn together — so your kids grow up understanding what the money is doing and why
Download the free $1,000 guide
A rising market lifts everyone — but only if you’re actually in it, and only if it’s your hand on the wheel.
Program details are still rolling out — verify current steps at trumpaccounts.gov.
🌱 What You’ll Learn
- Week 1 — Money Mindset: your money story, myths that keep people broke
- Week 2 — Personal Finance Basics: the 50/30/20 rule, budgeting, emergency funds, good debt vs. bad debt
- Week 3 — Investing 101: compound interest, stocks vs. bonds vs. ETFs, why index funds win
- Week 4 — Getting Started: opening your account, automation, dollar-cost averaging
- Week 5 — Long-Term Success: staying the course, setting goals, growing contributions
🌱 Mentors & Community
Investing is easier when you’re not alone. Our volunteer mentors — real investors — will guide students one-on-one, and our community keeps everyone learning together. (A dedicated MyBeans app with courses, mentors, and community is on our roadmap.)
🌱 A Note From the Founder: Why You Can Trust Us
I started My Beans with a simple belief: most people are basically good, and there are still people you can trust. I want to model that.
So here’s my promise, plain and simple: I don’t want your money. If you’re here to learn, everything we teach is free — and the $100 starter investment comes from donors, never from you, never with strings attached. I’m not in this to get rich. My commitment is simple: a modest salary for myself, fair pay for the people who join this mission, and every donated dollar going toward getting more people started.
Why do it at all? Because the joy of serving others is a worthwhile pursuit. Because it’s okay to accept help when you need it — and not taking that gift for granted, paying it forward when you’re able, is one of the best things a person can do.
I believe a high tide lifts all boats. When your neighbors succeed, you succeed. That’s the whole bet behind My Beans: everyone doing well together, nobody taking from anybody else.
— Arian, Founder
🌱 Donate
$100 sponsors one student’s entire start: their education and their first investment.
Sponsor one student 🌱
Sponsor five students
Founding Donor — your name on our wall
Our founding donor campaign opens this week — join the waitlist below and you’ll be first to know.
🌱 Get Launch Updates
Student applications open soon. So does our founding donor campaign. Leave your info and you’ll be first to know.
🌱 Questions, Answered
Is the course really free?
Yes. Completely. We’re donor-funded.
Where does my donation go?
Our plan: about 70% to programs (student seed capital + education), 20% to operations, 10% to fundraising. We’ll publish actuals as we go.
Is my donation tax-deductible?
We’re a California nonprofit, and our 501(c)(3) determination is in progress. We’ll update this page the moment it’s confirmed.
Who can join?
Anyone 18+ who’s new to investing will be able to apply for the $100 Kickstart grant — no prior knowledge or money needed. Applications open soon — join the waitlist below. Our Trump Accounts guidance is for parents of eligible children: no age minimum, just bring your questions.
Do Trump Accounts replace the $100 MyBeans grant?
No — they stack. We’ll help you use both.